A plan for every need

Whether your child is a star athlete, naturally rambunctious, or just accident-prone, we’ve got you covered. Choose the plan that works best for you, your family, and your wallet.

Family pricing available when insuring 3 or more siblings at the same school board.

Benefit LITE PLUS PREMIUM
$13 / YEAR $25 / YEAR $33 / YEAR
24-hour, year-round coverage
Accidental dental Unlimited for 10 years Unlimited for 10 years Unlimited for 10 years
Damage to eyeglasses and contact lenses $300 $300 $350
Eyeglasses or contact lenses needed due to injury Full cost Full cost Full cost
Paramedical $500 $500 $500
Emergency transportation Full cost of ambulance fees, or $350 for taxi in lieu of ambulance Full cost of ambulance fees, or $350 for taxi in lieu of ambulance Full cost of ambulance fees, or $350 for taxi in lieu of ambulance
Medical appliances and expenses $1,500 $1,500 $1,500
Fracture/dislocation benefit Up to $750 Up to $750 Up to $1,000
Hospital room expenses Unlimited Unlimited Unlimited
PLUS:
Hospital cash benefit
$100/day $100/day $100/day
Tutoring benefit $6,000 $6,000 $6,000
Critical illness $9,000 nursing expenses + $3,000
accommodations
$9,000 nursing expenses + $3,000
accommodations
$12,500 nursing expenses + $3,000
accommodations
Out-of-province/ country emergency medical N/A N/A $200,000
Trip cancellation and emergency return flight N/A N/A $1,000 each
Total & permanent disability $75,000 $150,000 $350,000
Loss of limb/loss of use $75,000 $150,000 $150,000
Accidental death benefit $15,000 $20,000 $30,000
Repatriation or burial abroad N/A N/A $5,500
Benefit
Annual Premium

LITE: $13/year

PLUS: $25/year

PREMIUM: $33/year

Coverage

24 hours a day,
365 days a year

Accidental dental

Unlimited for 10 years

Damage to eyeglasses
and contact lenses

LITE: $300
PLUS: $300
PREMIUM: $350

Eyeglasses or contact lenses
needed due to injury

Full cost

Paramedical

LITE: $500
PLUS: $500
PREMIUM: $800

Emergency transportation

Full cost of ambulance fees
or $350 for taxi in lieu
of ambulance

Medical appliances
and expenses

$1,500

Fracture/dislocation benefit

LITE: Up to $750
PLUS: Up to $750
PREMIUM: Up to $1,000

Hospital room expenses

Unlimited

PLUS: Hospital cash benefit

$100/day

Tutoring benefit

$6,000

Critical illness

LITE:
$9,000 nursing expenses
+ $3,000 accommodations

PLUS:
$9,000 nursing expenses
+ $3,000 accommodations

PREMIUM:
$12,500 nursing expenses
+ $3,000 accommodations

Out-of-province
emergency medical

PREMIUM ONLY: $200,000

Trip cancellation and
emergency return flight

PREMIUM ONLY: $1,000 each

Total & permanent disability

LITE: $75,000
PLUS: $150,000
PREMIUM: $350,000

Loss of limb/loss of use

LITE: $75,000
PLUS: $150,000
PREMIUM: $150,000

Accidental death benefit

LITE: $10,000
PLUS: $20,000
PREMIUM: $30,000

Repatriation or
burial abroad

PREMIUM ONLY: $5,500

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Eligibility Requirements

To be eligible for this insurance, your child must reside in Canada and be older than 6 months and younger than 27 years old.

Children 14 years of age and older must be full-time students in the 12 months prior to a claim, at any time during coverage. A full-time student is defined as one who is enrolled in a minimum of three courses at the same time during any four-month period.