A plan for every need
Whether your child is a star athlete, naturally rambunctious, or just accident-prone, we’ve got you covered. Choose the plan that works best for you, your family, and your wallet.
Family pricing available when insuring 3 or more siblings at the same school board.
| Benefit |  LITE |
 PLUS |
 PREMIUM |
|---|---|---|---|
| $17 / YEAR | $25 / YEAR | $33 / YEAR | |
| 24-hour, year-round coverage | |||
| Accidental dental | Unlimited for 10 years | Unlimited for 10 years | Unlimited for 10 years |
| Damage to eyeglasses and contact lenses | $300 | $300 | $350 |
| Eyeglasses or contact lenses needed due to injury | Full cost | Full cost | Full cost |
| Paramedical | $500 | $500 | $800 |
| Emergency transportation | Full cost of ambulance fees, or $350 for taxi in lieu of ambulance | Full cost of ambulance fees, or $350 for taxi in lieu of ambulance | Full cost of ambulance fees, or $350 for taxi in lieu of ambulance |
| Medical appliances and expenses | $1,500 | $1,500 | $1,500 |
| Fracture/dislocation benefit | Up to $750 | Up to $750 | Up to $1,000 |
| Hospital room expenses | Unlimited | Unlimited | Unlimited |
| PLUS: Hospital cash benefit |
$100/day | $100/day | $100/day |
| Tutoring benefit | $6,000 | $6,000 | $6,000 |
| Critical illness | $9,000 nursing expenses + $3,000 accommodations |
$9,000 nursing expenses + $3,000 accommodations |
$12,500 nursing expenses + $3,000 accommodations |
| Out-of-province/ country emergency medical | N/A | N/A | $200,000 |
| Trip cancellation and emergency return flight | N/A | N/A | $1,000 each |
| Total & permanent disability | $75,000 | $150,000 | $350,000 |
| Loss of limb/loss of use | $75,000 | $150,000 | $150,000 |
| Accidental death benefit | $15,000 | $20,000 | $30,000 |
| Repatriation or burial abroad | N/A | N/A | $5,500 |
| Benefit |
|---|
| Annual Premium
LITE: $17/year PLUS: $25/year PREMIUM: $33/year |
| Coverage
24 hours a day, |
| Accidental dental
Unlimited for 10 years |
| Damage to eyeglasses and contact lenses LITE: $300 |
| Eyeglasses or contact lenses needed due to injury Full cost |
| Paramedical
LITE: $500 |
| Emergency transportation
Full cost of ambulance fees |
| Medical appliances and expenses $1,500 |
| Fracture/dislocation benefit
LITE: Up to $750 |
| Hospital room expenses
Unlimited |
| PLUS: Hospital cash benefit
$100/day |
| Tutoring benefit
$6,000 |
| Critical illness
LITE: PLUS: PREMIUM: |
| Out-of-province emergency medical PREMIUM ONLY: $200,000 |
| Trip cancellation and emergency return flight PREMIUM ONLY: $1,000 each |
| Total & permanent disability
LITE: $75,000 |
| Loss of limb/loss of use
LITE: $75,000 |
| Accidental death benefit
LITE: $10,000 |
| Repatriation or burial abroad PREMIUM ONLY: $5,500 |
Eligibility Requirements
To be eligible for this insurance, your child must reside in Canada and be older than 6 months and younger than 27 years old.
Children 14 years of age and older must be full-time students in the 12 months prior to a claim, at any time during coverage. A full-time student is defined as one who is enrolled in a minimum of three courses at the same time during any four-month period.
